SME GrowthLab
Smart business planning for SMEs and the institutions that back them
Banks, DFIs, investors, advisors, and business development organisations use SME GrowthLab to help their clients build bankable financial projections and compelling business plans. SMEs use it to plan better, grow faster, and tell their story with confidence. Powered by AI.
Financial Projections
Full 36-month income statement, balance sheet, and cash flow projections with scenario analysis. Model AR/AP waterfalls, loan schedules, depreciation, and overdraft facilities.
AI-Powered Business Plans
Guided question-and-answer workflow where AI helps SMEs articulate their business case in professional language that credit committees expect.
Scenario Analysis
Model base case, downside, and stress scenarios with adjustable revenue, cost, and credit multipliers. See the impact on cash flow sustainability instantly.
Lender-Borrower Collaboration
Borrowers build their applications, lenders review and assess. Shared workspace with role-based permissions keeps everyone aligned.
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Built by GBRW
This SME business planning app is built by GBRW, a specialist financial services consultancy with a 30‑year track record of working at the interface between small and medium‑sized enterprises and the financial institutions that finance them.
GBRW is a trusted advisor to commercial banks, development finance institutions, and other financial institutions on the design of SME finance strategies, risk management frameworks, and financing tools and products across emerging and frontier markets.